We are not an “insurance defense” firm, but we regularly defend insurers at the Texas Department of Insurance and in Texas courtrooms, primarily in non-claims related litigation.
Disputes with captive insurance agents abound. And one agent’s success can affect the legal interpretation of an insurer’s appointing agreement forever thereafter, not to mention that the same success can serve as inspiration for similar claims from additional agents. But while agents frequently litigate against the insurers they serve, individually, they present low-exposure cases. Our lawyers have experience crafting cost-effective and efficient solutions to these recurring agency issues, exemplified in the following representative matters:
Rate making, forms, mandatory coverages, and statutory fees present complicated compliance issues for insurers, which often result in litigation. Indeed, sophisticated plaintiffs’ lawyers can discover claims and causes of action in most new state and federal laws touching on insurance. Our lawyers have been on the leading edge of many high-profile challenges to insurance laws and regulations, including:
Cobb & Counsel attorneys have defended numerous high-profile insurance class action cases in Texas and throughout the nation, in both trial and appellate courts. We have litigated class actions (some, multiple times) across the entire spectrum of the insurance business, including those regarding claims handling, credit scoring, mandatory coverage / form requirements, claims payments, and premium charges / statutory fees.